Investment mortgage check

Monthly payment and maximum price supported by rent

Let the lower of your cash-flow target and rent-coverage target set the maximum offer.

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Calculate the payment and maximum offer

Monthly principal + interest
—

Change an input to test the deal.

Full monthly payment with taxes, insurance + HOA—
Maximum purchase price—
Maximum principal + interest payment—
Loan as % of property value (LTV)—

Educational estimate only — not a loan offer, rate quote or lender approval. Full disclaimer

Formula

Monthly principal and interest plus taxes, insurance and HOA

Change one assumption at a time. The result updates instantly so you can see which number actually breaks the deal.

Common mistake

Do not miss this

A rate quote is incomplete without the points, loan term and payment schedule. Small rate changes matter on large rental-property loans.

Choose the next calculation

What are you trying to solve?

Rental Deal

Work backward to a maximum offer from cash flow and return targets.

Cash-on-Cash

Check the return on every dollar invested.

Cap Rate

Price the property from realistic income after expenses.

Quick answers

Frequently asked

How is this calculated?

Monthly principal and interest plus taxes, insurance and HOA. Change one assumption at a time. The result updates instantly so you can see which number actually breaks the deal.

What's the most common mistake to avoid?

A rate quote is incomplete without the points, loan term and payment schedule. Small rate changes matter on large rental-property loans.