Cash return check

Yearly cash return (cash-on-cash) and maximum purchase price

Count vacancy, operating expenses, loan payments and reserves, then work backward from the return you want.

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  • Built for a 10-second deal screen
01

Count the actual cash

02

Work backward from your target return

Yearly cash return (cash-on-cash)
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Change an input to test the deal.

Yearly cash flow before taxes—
Maximum cash invested—
Maximum purchase price—
Minimum occupancy to break even—

Educational estimate only — not a loan offer, rate quote or lender approval. Full disclaimer

Formula

Yearly cash flow before taxes ÷ total cash invested

Change one assumption at a time. The result updates instantly so you can see which number actually breaks the deal.

Common mistake

Do not miss this

Include closing costs, repairs and starting reserves in cash invested. Leaving them out makes the return look better than it is.

Choose the next calculation

What are you trying to solve?

Rental Deal

Work backward to a maximum offer from cash flow and return targets.

Cash-on-Cash

Check the return on every dollar invested.

Cap Rate

Price the property from realistic income after expenses.

Quick answers

Frequently asked

How is this calculated?

Yearly cash flow before taxes ÷ total cash invested. Change one assumption at a time. The result updates instantly so you can see which number actually breaks the deal.

What's the most common mistake to avoid?

Include closing costs, repairs and starting reserves in cash invested. Leaving them out makes the return look better than it is.