Commercial property income check

Commercial property loan check and maximum purchase price

Turn reliable yearly property income into a maximum loan payment, loan amount and purchase price.

  • No login or lender routing
  • Numbers stay in this browser
  • Built for a 10-second deal screen
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Calculate the loan and maximum price from property income

Rent coverage ratio (DSCR)
—

Change an input to test the deal.

Maximum yearly loan payments—
Maximum loan—
Maximum purchase price—
Missing income after expenses—

Educational estimate only — not a loan offer, rate quote or lender approval. Full disclaimer

Formula

Yearly income after operating expenses ÷ total yearly loan payments

Change one assumption at a time. The result updates instantly so you can see which number actually breaks the deal.

Common mistake

Do not miss this

Broker income may leave out costs the lender will include. Rebuild the income from the property's latest yearly records.

Choose the next calculation

What are you trying to solve?

Multifamily Deal

Rebuild rent roll, NOI and the maximum offer.

Rent coverage ratio (DSCR)

Turn NOI into debt, loan and price ceilings.

Cap Rate

Compare before-loan yield before financing.

Quick answers

Frequently asked

How is this calculated?

Yearly income after operating expenses ÷ total yearly loan payments. Change one assumption at a time. The result updates instantly so you can see which number actually breaks the deal.

What's the most common mistake to avoid?

Broker income may leave out costs the lender will include. Rebuild the income from the property's latest yearly records.