Rent needed

Monthly rent needed to qualify for the loan

Find the lease rent needed before the lender reduces the amount it will count.

  • No login or lender routing
  • Numbers stay in this browser
  • Built for a 10-second deal screen
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Find the minimum rent needed

Required lease rent
—

Change an input to test the deal.

Rent the lender must count—
Total monthly housing payment—
Rent removed by lender—
Annual lease target—

Educational estimate only — not a loan offer, rate quote or lender approval. Full disclaimer

Formula

Required rent = total monthly payment × DSCR target

Change one assumption at a time. The result updates instantly so you can see which number actually breaks the deal.

Common mistake

Do not miss this

The appraiser's market-rent estimate may be lower than the signed lease. Test that difference before paying for the appraisal.

Choose the next calculation

What are you trying to solve?

DSCR Test

Compare rent with the full monthly payment.

Payment Ceiling

Find the payment the rent can actually carry.

Maximum Loan

Convert the maximum payment into a loan amount.

Quick answers

Frequently asked

How is this calculated?

Required rent = total monthly payment × DSCR target. Change one assumption at a time. The result updates instantly so you can see which number actually breaks the deal.

What's the most common mistake to avoid?

The appraiser's market-rent estimate may be lower than the signed lease. Test that difference before paying for the appraisal.